Helping seniors understand their life insurance options with clarity, honesty, and local guidance.
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Why Hampton Roads Seniors Trust Us
We help seniors understand their life insurance options with clear explanations, honest guidance, and a calm, local process. Our goal is to make sure you feel confident, informed, and supported every step of the way.
• Local Hampton Roads guidance
• Straightforward, pressure‑free explanations
• Options that may provide more value than surrendering a policy
How a Life Settlement Works
A life settlement is a simple process. Here’s how it works from start to finish:
1. We review your policy to see if you qualify.
2. You receive real offers from licensed buyers.
3. You choose to accept or decline — no pressure either way.

Who Typically Qualifies
• Age 65 or older
• Policy value of $100,000 or more
• Term, whole, or universal life policies
• Rising premiums, changing needs, or no longer needing the coverage
Get Your Free Policy Review
We’ll help you understand what your policy may be worth and whether a life settlement is a good fit for your situation.
Get Your Free Review
Hampton Roads Life Settlements
1112 Pickwick Road
Virginia Beach, VA 23455
757-236-1105
jimcalaman@gmail.com